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25 articles found for "retirement"
The Federal Reserve held rates at 3.5%-3.75% in January and projects just one 25-basis-point cut for all of 2026. For credit card holders, mortgage seekers, and auto loan borrowers, the higher-for-longer era continues.
With credit card rates near record highs and student loan collections resuming, here's your comprehensive guide to managing debt effectively in 2026.
With the Fed holding rates steady and credit card APRs averaging nearly 23%, the 61% of cardholders carrying balances for over a year face an increasingly difficult path out of debt.
Average personal loan interest rates have dropped nearly a full percentage point from last year as Federal Reserve rate cuts trickle down to consumer borrowing costs.
The federal government has begun garnishing wages from defaulted student loan borrowers for the first time since March 2020. Here's what borrowers need to know.
The One Big Beautiful Bill Act eliminates most income-driven repayment plans and makes student loan forgiveness taxable. Here's what borrowers need to know before the July 2026 deadline.
The Consumer Financial Protection Bureau's new report shows Americans paid $160 billion in credit card interest in 2024, with average rates near 21% and debt exceeding $1.2 trillion.
The Education Department is resuming wage garnishments for defaulted student loan borrowers while 800,000 remain stuck in a processing backlog for affordable repayment plans and forgiveness.
American credit card debt has reached an all-time high of $1.23 trillion even as delinquencies show signs of stabilizing. Here's what consumers need to know about managing debt in 2026.
As of January 1, 2026, student loan forgiveness through income-driven repayment plans is taxable again. Borrowers with $57,000 in forgiven debt could face a $12,000 tax bill.
A new study reveals 87% of student loan borrowers who pursue bankruptcy discharge now succeed, up from 40% in 2007. The myth that these debts can't be discharged is finally crumbling.
The Trump administration will resume garnishing wages from 5.5 million defaulted student loan borrowers starting January 2026, ending a years-long pandemic pause.