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Terms of Use

Last updated: December 6, 2025

Welcome to The Money Unlock, a publication operated by HSAG LLC. By accessing and using this website (themoneyunlock.com), you agree to be bound by these Terms of Use. Please read them carefully before using our services.

1. Acceptance of Terms

By accessing or using The Money Unlock website, you acknowledge that you have read, understood, and agree to be bound by these Terms of Use and our Privacy Policy. If you do not agree to these terms, please do not use our website.

2. Eligibility

You must be at least 13 years of age to use this website. By using our services, you represent and warrant that you meet this eligibility requirement.

3. Account Responsibilities

If you create an account or subscribe to our newsletter, you are responsible for:

  • Maintaining the confidentiality of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use

4. Financial Disclaimer

IMPORTANT: The content on The Money Unlock is for educational and informational purposes only and should not be considered professional financial, investment, tax, or legal advice.

We are not licensed financial advisors, and nothing on this website constitutes a recommendation to buy, sell, or hold any investment or security. Before making any financial decisions, we strongly recommend consulting with a qualified financial professional who can assess your individual situation, goals, and risk tolerance.

Financial information can change rapidly. Information that was accurate when published may become outdated. We make no guarantees about the accuracy, completeness, or timeliness of any financial information on this website.

5. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, audio clips, video clips, and software, is the exclusive property of HSAG LLC and is protected by United States and international copyright, trademark, and other intellectual property laws.

You may:

  • View and read our content for personal, non-commercial use
  • Share links to our articles on social media
  • Quote brief excerpts with proper attribution and a link to the original content

You may not:

  • Reproduce, republish, or redistribute our content without prior written permission
  • Use our content for commercial purposes without authorization
  • Remove or alter any copyright, trademark, or other proprietary notices
  • Create derivative works based on our content

6. Prohibited Activities

When using our website, you agree not to:

  • Violate any applicable local, state, national, or international law or regulation
  • Infringe upon the rights of others, including intellectual property rights
  • Transmit any malware, viruses, or other malicious code
  • Attempt to gain unauthorized access to our systems, servers, or networks
  • Interfere with or disrupt the integrity or performance of the website
  • Collect or harvest any information from other users
  • Use automated systems, including bots, to access the website
  • Impersonate any person or entity

7. Third-Party Links

Our website may contain links to third-party websites or services that are not owned or controlled by HSAG LLC. We have no control over, and assume no responsibility for, the content, privacy policies, or practices of any third-party websites or services. You acknowledge and agree that we shall not be responsible or liable for any damage or loss caused by your use of any such third-party content.

8. Disclaimer of Warranties

THE WEBSITE AND ALL CONTENT ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. HSAG LLC DISCLAIMS ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

  • Warranties of merchantability and fitness for a particular purpose
  • Warranties that the website will be uninterrupted, timely, secure, or error-free
  • Warranties regarding the accuracy or reliability of any content
  • Warranties that defects will be corrected
  • Warranties that the website is free of viruses or other harmful components

9. Limitation of Liability

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, HSAG LLC SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:

  • Loss of profits, revenue, or data
  • Financial losses resulting from reliance on content
  • Business interruption
  • Loss of goodwill

This limitation applies regardless of the legal theory upon which the claim is based and whether or not we have been advised of the possibility of such damages.

10. Indemnification

You agree to defend, indemnify, and hold harmless HSAG LLC, its officers, directors, employees, agents, and affiliates from and against any and all claims, damages, obligations, losses, liabilities, costs, or expenses arising from:

  • Your use of the website
  • Your violation of these Terms of Use
  • Your violation of any third-party rights
  • Any content you submit or transmit through the website

11. Modifications to Terms

We reserve the right to modify these Terms of Use at any time at our sole discretion. Changes will be effective immediately upon posting on this page. The "Last updated" date at the top of this page indicates when these Terms were last revised. Your continued use of the website after any changes constitutes your acceptance of the modified terms.

12. Termination

We reserve the right to suspend or terminate your access to the website at any time, without prior notice or liability, for any reason, including but not limited to a breach of these Terms of Use.

13. Governing Law

These Terms of Use shall be governed by and construed in accordance with the laws of the State of New York, United States, without regard to its conflict of law provisions. You agree to submit to the personal and exclusive jurisdiction of the courts located in New York County, New York.

14. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision shall be limited or eliminated to the minimum extent necessary so that these Terms shall otherwise remain in full force and effect.

15. Entire Agreement

These Terms of Use, together with our Privacy Policy, constitute the entire agreement between you and HSAG LLC regarding your use of the website and supersede all prior agreements and understandings.

Contact Us

If you have any questions about these Terms of Use, please contact us at:

HSAG LLC
45 Hoyt Street
Brooklyn, NY 11201
Email: contact@hsaggroup.com