Pay Off Student Loans or Invest in 401(k)? How to Decide
Should you pay off student loans or max out your 401(k)? Use our decision framework based on interest rates, employer match, and your specific situation.
11 articles found for "retirement"
How to Retire 10 Years Early Without Earning Six Figures
The FIRE movement isn't just for tech workers. Here's how ordinary earners are achieving financial independence decades ahead of schedule.
Why Your 401(k) Match Is the Best Investment You're Not Maxing Out
A 50% employer match means 50% instant returns—guaranteed. Yet 1 in 4 employees don't contribute enough to get it. Here's why that's financial malpractice.
How to Build a $1 Million Portfolio on a $50K Salary
The exact math, timeline, and strategy that turns a modest income into seven figures. No inheritance required.
The Subscription Trap: How Recurring Payments Are Draining Your Wealth
The average American spends $273/month on subscriptions—and underestimates it by 2.5x. Here's how to audit and reclaim thousands annually.
Why High Earners Go Broke (And How to Avoid Their Mistakes)
70% of lottery winners go bankrupt. NFL players aren't far behind. High income doesn't guarantee wealth—here's what actually does.
First Time Investor: Where to Start in 2025 (Complete Beginner's Guide)
New to investing? This beginner's guide covers exactly where to start, what accounts to open, and how to make your first investment in 2025.
REITs: Real Estate Passive Income Without Being a Landlord
Own shopping malls, apartment buildings, and data centers for as little as $10. REITs deliver real estate income without tenants, toilets, or headaches.
I Paid Off $100K in Student Loans in 3 Years. Here's Exactly How.
The exact strategy, sacrifices, and mindset shifts that turned six figures of debt into financial freedom in just 36 months.
The Tax Loopholes the Rich Use That Are Legal for Everyone
The wealthy don't pay less in taxes because of illegal schemes. They use strategies available to anyone—strategies most people don't know exist.
The Hidden Fees Eating Your Investment Returns
A 1% fee doesn't sound like much—until you realize it can cost you $590,000 over a lifetime. Here's how to find and eliminate wealth-destroying fees.