Real Estate

Real Estate

Commercial Real Estate's Great Bifurcation: Class A Thrives While Older Buildings Face Reckoning

The office market has split into two worlds: trophy buildings with amenities are seeing strong demand, while Class B and C properties face record vacancies and distress.

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The Money Unlock Editorial Team

8 min

Real Estate

Mortgage Rates Dip Below 6% to Start 2026: A Window of Opportunity for Homebuyers

The 30-year mortgage rate has fallen to 5.99%, its lowest level since late 2024. Here's what the rate decline means for homebuyers and the housing market outlook.

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The Money Unlock Editorial Team

7 min

Real Estate

The Homebuilder's Paradox: Record Unsold Inventory Meets Cautious 2026 Production Plans

With 2.7 finished unsold homes per community and sentiment below breakeven, homebuilders face a strategic dilemma heading into 2026 even as buyers gain unprecedented leverage.

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The Money Unlock Editorial Team

7 min

Real Estate

The Housing Market's Great Divide: Northeast and Midwest Thrive While Sun Belt Stumbles

Home prices are diverging dramatically across regions in 2026. While the Northeast and Midwest see gains, 22 major cities face expected price declines.

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The Money Unlock Editorial Team

8 min

Real Estate

The Great Housing Reset Is Here: Mortgage Rates Hit One-Year Low as Income Growth Outpaces Home Prices

Mortgage rates have dropped to a one-year low as 2026 begins, while income growth is set to outpace home price gains for the first time since the Great Recession. The housing reset is here.

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The Money Unlock Editorial Team

8 min

Real Estate

The Great Housing Reset Begins: Redfin Predicts Buyer's Market as 22 Cities Face Price Drops

Redfin forecasts "The Great Housing Reset" in 2026, predicting the most balanced market since pre-pandemic with price declines in 22 major metros and increasing inventory favoring buyers.

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The Money Unlock Editorial Team

8 min

Real Estate

Mortgage Demand Surges 31% as Buyers Rush Into the New Year

Purchase mortgage applications jumped 31% compared to last year despite rates holding at 6.18%, signaling renewed buyer confidence entering 2026.

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The Money Unlock Editorial Team

8 min

Real Estate

The Great Rebalance: 37% More Sellers Than Buyers Signal 2026 as the Year of the Homebuyer

With 37.2% more sellers than buyers—double last year's gap—the housing market is experiencing a dramatic shift in favor of homebuyers entering 2026.

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The Money Unlock Editorial Team

8 min

Real Estate

Rent Relief Arrives: 2026 Brings the Slowest Growth Since Before the Pandemic

After years of painful rent increases, 2026 offers respite for renters. Nationwide rents are expected to rise just 2-3%, roughly matching inflation. Here's what it means for your housing budget.

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The Money Unlock Editorial Team

7 min

Real Estate

Homebuilders Sitting on Record Unsold Inventory Since 2009: What It Means for 2026 Buyers

Unsold new home inventory has hit levels not seen since July 2009. Learn what this glut means for 2026 homebuyers and which markets offer the best deals.

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The Money Unlock Editorial Team

8 min

Real Estate

First-Time Homebuyer Programs for 2026: How to Access Up to $15,000 in Down Payment Assistance

With over 2,000 down payment assistance programs nationwide, first-time buyers have options. Here's how to find grants and loans that can help you buy a home in 2026.

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The Money Unlock Editorial Team

8 min

Real Estate

Commercial Real Estate's Turning Point: Why 2026 Could Mark the End of the Office Crisis

After years of turmoil, the U.S. commercial real estate sector enters 2026 with renewed momentum as office vacancy rates decline and deal activity surges 40%.

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The Money Unlock Editorial Team

7 min