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Get out of debt faster with proven payoff strategies, negotiation tactics, and financial freedom tips.
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A record 70% of credit card users will carry balances into 2026 after holiday spending hit $1 trillion. Here's what the debt hangover means for consumers.
Buy Now, Pay Later debt has been invisible to lenders—until now. As credit bureaus begin reporting BNPL balances, a hidden crisis is emerging.
A federal judge ruled the Consumer Financial Protection Bureau must continue receiving funding, dealing a major blow to the administration's efforts to shutter the agency.
Despite the Federal Reserve cutting rates by 175 basis points, credit card APRs remain above 21%. Here's what borrowers need to know about managing high-interest debt in 2026.
New York has enacted the nation's most comprehensive Buy Now, Pay Later regulations as federal oversight retreats. Here's what it means for consumers and the industry.
Average new-vehicle loan rates dropped to 6.6% in November, but affordability remains challenged as transaction prices officially exceeded $50,000 for the first time.
As of January 1, 2026, student loan forgiveness through income-driven repayment plans is once again taxable income. Here's how to prepare for the financial hit.
TransUnion's 2026 Consumer Credit Forecast projects credit card balance growth of just 2.3%—the smallest increase since 2013. Here's what the data reveals about American financial health.
A new study reveals 87% of student loan borrowers who pursue bankruptcy discharge now succeed, up from 40% in 2007. The myth that these debts can't be discharged is finally crumbling.
The Trump administration will resume garnishing wages from 5.5 million defaulted student loan borrowers starting January 2026, ending a years-long pandemic pause.
American credit card balances have surged 60% since the pandemic low, reaching a record $1.23 trillion with delinquency rates at their highest since 2011.
After years of pandemic-era pauses, federal student loan collections will resume in early 2026. Wage garnishment and tax refund offsets will affect millions of borrowers in default.