The Emergency Fund Rule Everyone Gets Wrong
3-6 months of expenses isn't the right answer for everyone. Here's how to calculate your actual emergency fund needs.
350 articles found for "savings"
The Backdoor Roth IRA Survives: High Earners Can Still Access Tax-Free Retirement Growth
The backdoor Roth IRA strategy survived recent tax legislation. Learn how high-income earners can still convert traditional IRA contributions to Roth for tax-free growth.
Your 401(k) Employer Match Deadline Is December 31: Don't Leave Free Money on the Table
December 31 is the cutoff for 2025 401(k) contributions. With employer matches worth up to 6% of salary, workers who haven't maxed out their contributions may be leaving thousands in free money behind.
How to Retire 10 Years Early Without Earning Six Figures
The FIRE movement isn't just for tech workers. Here's how ordinary earners are achieving financial independence decades ahead of schedule.
3M Earnings Preview: The Industrial Bellwether's Path to Recovery Faces a Critical Test
3M reports Q4 2025 earnings January 20 with analysts expecting $1.82 EPS, up 8.3% year-over-year. Here's why the industrial giant's results matter for the broader economy.
The Credit Card Debt Standoff: 47% of Americans Now Carry Balances as One in Five Fear They'll Never Escape
Nearly half of American credit card holders carry balances at 22%+ interest rates. New survey data reveals 61% have been in debt over a year, and 22% don't believe they'll ever pay it off.
Procter & Gamble Faces Headwinds: Why Q2 Earnings May Test the Consumer Staples Giant
Procter & Gamble reports fiscal Q2 2026 earnings January 22 amid questions about consumer spending and pricing power. Here's what investors should watch for.
Americans Finally Hit the Brakes: Revolving Credit Falls $2.1 Billion as Consumer Caution Returns
For the first time in months, Americans are pulling back on credit card spending. The Federal Reserve's latest data shows revolving credit dropped $2.1 billion—a 1.9% annual decline.
Bessent's Balancing Act: How the Treasury Secretary Is Navigating the Powell Probe
Treasury Secretary Scott Bessent finds himself caught between loyalty to President Trump and protecting market stability as the DOJ investigation of Fed Chair Jerome Powell intensifies.
2026 Layoff Tracker: 5,285 Tech Workers Cut in First 14 Days as Corporate Restructuring Continues
Tech sector layoffs continue into 2026 with 5,285 workers affected in the first two weeks of January as companies prioritize AI investments and efficiency.
Weekly Mortgage Applications Surge as 30-Year Rates Fall to 6.06%, Lowest Since October 2022
Mortgage applications jump as 30-year fixed rates drop to 6.06%, their lowest level in more than three years, signaling potential spring housing market revival.
Ericsson Proposes Cutting 1,600 Jobs in Sweden as Telecom Equipment Demand Softens
Swedish telecom giant Ericsson announces proposed headcount reduction of 1,600 positions in its home country amid weakening demand for network equipment.