SECURE 2.0's Super Catch-Up: Workers 60-63 Can Now Save Up to $35,750 in Their 401(k)
New 2026 rules let workers aged 60-63 contribute an extra $11,250 to their 401(k). Learn how to maximize this super catch-up window before you turn 64.
387 articles found for "retirement"
The 2026 Roth IRA Playbook: New $7,500 Limit, Higher Income Thresholds, and the Strategies Every American Needs to Know Right Now
The 2026 Roth IRA contribution limit is now $7,500 — $8,600 for those 50 and older. Here's everything you need to know about the new income thresholds, backdoor Roth strategies, and why volatile markets make tax-free retirement accounts more valuable than ever.
Social Security's Trust Fund Is Now Projected to Run Dry by 2032, One Year Earlier Than Expected, and the 'One Big Beautiful Bill' Made It Worse
The CBO now projects Social Security's retirement trust fund will be depleted by 2032, accelerated by the One Big Beautiful Bill's tax cuts. Without congressional action, all beneficiaries face a 24% across-the-board benefit cut.
Social Security's 2.8% COLA Is Already Shrinking as Medicare Premiums and Stubborn Inflation Eat Into the Smallest Raise in Three Years
Social Security's 2.8% COLA raised the average retirement benefit by $56 a month, but a $17.90 Medicare Part B premium increase is consuming nearly a third of the raise for most retirees.
Social Security's 2.8% COLA Arrives: What 75 Million Americans Need to Know About Their 2026 Benefits
Social Security's 2.8% cost-of-living adjustment is hitting bank accounts in January 2026. Here's what the increase means for your benefits and how to maximize your retirement income.
Social Security's 2.8% COLA Kicks In: What 71 Million Americans Will See in January Checks
The 2026 cost-of-living adjustment adds an average of $56 per month to retirement benefits, but rising Medicare premiums will offset some gains for many retirees.
Social Security's 2026 COLA: What the 2.8% Increase Means for 65 Million Americans
Social Security benefits rose 2.8% in January 2026, adding $56 to the average monthly retirement check. Here's what recipients need to know about the increase and Medicare costs.
The Long-Term Care Insurance Loophole: How Retirees Can Now Tap 401(k)s Penalty-Free
A new rule effective December 29, 2025 allows retirees under 59.5 to withdraw up to $2,500 annually from retirement accounts penalty-free for long-term care insurance premiums.
Medicare Premiums Are Rising Three Times Faster Than Social Security's COLA for the Third Straight Year, and Retirees Are Losing Ground on Every Check
Medicare Part B premiums surged 9.7% to $202.90 per month in 2026 while Social Security's COLA was just 2.8%, eroding one-third of the average benefit increase and leaving retirees with less purchasing power.
The IRA Contribution Limit Just Rose to $7,500 for the First Time in History, and Most Americans Still Aren't Maxing Out
The IRS raised the IRA contribution limit to $7,500 for 2026, the first increase in two years, while the catch-up contribution for savers 50 and older is now indexed to inflation for the first time ever.
Social Security's 2.8% COLA Is Already Underwater as Healthcare and Food Costs Devour Retirees' Raises
The 2026 Social Security COLA of 2.8% is being erased by a 22% surge in health insurance premiums, record egg prices, and rising out-of-pocket medical expenses.
High Earners Face 401(k) Tax Shock: New Roth Catch-Up Rule Strips Key Deduction Starting 2026
A major SECURE 2.0 rule change took effect January 1, 2026, forcing workers earning over $150,000 to make catch-up contributions to Roth 401(k) accounts only—eliminating a valuable tax deduction.