Savers' Last Stand: How to Lock In 4%+ CD Yields Before the Fed Cuts More
With the Fed expected to continue cutting rates, savers have a narrow window to lock in CD yields above 4%. Here's how to maximize returns before yields disappear.
350 articles found for "savings"
Gas Prices Set to Hit 5-Year Low in 2026: GasBuddy Forecasts $2.97 Average
GasBuddy projects gas prices will average $2.97 per gallon in 2026—the lowest since the pandemic. American households could save $11 billion compared to 2025.
The CD Rate Lock-In Window Is Closing: How to Secure 4%+ APY Before the Fed Cuts Again
With the Fed expected to cut rates at least twice more in 2026, savers have a narrowing window to lock in certificate of deposit rates above 4% APY.
The Mandatory Roth Catch-Up Rule Takes Effect: What High Earners Need to Know About 2026 Retirement Contributions
Starting in 2026, workers 50+ earning over $150,000 must make catch-up contributions to Roth accounts only. Here's how the new SECURE 2.0 rule affects retirement planning.
The IRS's Retirement Gift: 401(k) and IRA Contribution Limits Jump for 2026
The IRS has raised 401(k) limits to $24,500 and IRA limits to $7,500 for 2026. Here's what savers need to know about maximizing their retirement contributions.
The Mandatory Roth Trap: High Earners Wake Up to New 401(k) Rule That Just Took Effect
Starting January 1, 2026, workers earning over $145,000 must make all catch-up contributions to 401(k) plans as Roth (after-tax). What this means for your retirement strategy and tax planning.
The Middle Class Squeeze Intensifies: 73% of Families Can't Save for the Future as Inflation's Toll Compounds
Nearly three-quarters of middle-income families struggle to save for the future as the financial squeeze intensifies. Here's what's driving the crisis and how to protect yourself.
The Financial Resolution Paradox: 84% of Americans Have Money Goals, But 1 in 3 Expect to Fail
New surveys reveal a stark divide: most Americans have financial resolutions for 2026, but pessimism about success has reached its highest level since 2018.
FSA Deadline Alert: Americans Risk Forfeiting $1.5 Billion in Unused Health Funds at Midnight
Today is the final day to spend 2025 FSA funds for most Americans. With 50% of account holders forfeiting an average of $463 annually, here's what you need to know before midnight.
Gen Z Is Now the Generation Most Likely to Retire Successfully—And They're Doing It Differently
A new Vanguard study finds 47% of Gen Z workers are on track for retirement—more than Millennials, Gen X, or Boomers. Here's how they're doing it.
How Much Emergency Fund Does a Single Person Need? The Complete Guide
Calculate exactly how much emergency fund you need as a single person. Based on your income, expenses, and job security. Free calculator and expert tips included.
How to Save $10,000 in One Year on a Low Income: A Realistic Plan
Save $10,000 in 12 months even on a tight budget. Practical strategies, monthly breakdowns, and real examples from people who did it.