2026 Retirement Contribution Limits Rise: How to Maximize Your 401(k) and IRA Savings
The IRS has increased 401(k) limits to $24,500 and IRA limits to $7,500 for 2026. Here's what savers need to know about the new contribution caps.
387 articles found for "retirement"
The 60-63 Super Catch-Up: The Most Generous Retirement Savings Opportunity in History
Workers aged 60-63 can now contribute an extra $11,250 to their 401(k) plans in 2026—the largest catch-up contribution ever allowed. Here's how to maximize it.
The Mandatory Roth Trap: High Earners Wake Up to New 401(k) Rule That Just Took Effect
Starting January 1, 2026, workers earning over $145,000 must make all catch-up contributions to 401(k) plans as Roth (after-tax). What this means for your retirement strategy and tax planning.
Workers Ages 60-63 Get Super Catch-Up: How SECURE 2.0's $11,250 Bonus Can Supercharge Your Retirement
SECURE 2.0's super catch-up provision lets workers ages 60-63 contribute an extra $11,250 to 401(k)s in 2026. Here's how to maximize this limited-time opportunity.
The Silver Tsunami Hits: 6 Million Worker Shortfall Looms as Skilled Trades Face Retirement Exodus
America faces a 6 million worker deficit by 2032 as Baby Boomers retire. With 400,000 welder and 82,000 truck driver shortages, skilled trades offer lucrative opportunities.
2026 Retirement Contribution Limits: How to Maximize Your 401(k), IRA, and the New 'Super Catch-Up' Provisions
The IRS has raised 401(k) limits to $24,500 and IRA limits to $7,500 for 2026. Plus, new 'super catch-up' rules let those aged 60-63 save even more.
The Backdoor Roth IRA Survives: High Earners Can Still Access Tax-Free Retirement Growth
The backdoor Roth IRA strategy survived recent tax legislation. Learn how high-income earners can still convert traditional IRA contributions to Roth for tax-free growth.
BlackRock CEO Larry Fink Says Americans Need $2.1 Million to Retire but 62% Have Saved Less Than $150,000, and the First Pension-Free Generation Is Five Years From Finding Out
BlackRock's Larry Fink warned that 62% of Americans have less than $150,000 saved for retirement against a $2.1 million target. Gen X, the first generation without pensions, faces the sharpest cliff.
54,000 Federal Retirees Are Trapped in a Processing Backlog Four Times the Normal Size, and Some Are Losing Their Homes While They Wait for Their First Pension Check
The Office of Personnel Management's retirement processing backlog has surged to 54,000 claims, four times normal levels. Some federal retirees are waiting 6 to 9 months for their first pension check, with reports of foreclosures and lost healthcare.
What the Dow at 50,000 Actually Means for Your 401(k), Your Savings Strategy, and Your Long-Term Wealth
The Dow Jones Industrial Average has extended its historic run above 50,000. Here is what the milestone means for retirement savers, long-term investors, and your portfolio strategy.
The SECURE 2.0 Super Catch-Up Is Now Live, Giving Workers Aged 60 to 63 the Largest 401(k) Boost in History
A new SECURE 2.0 Act provision allows workers aged 60 through 63 to contribute an extra $11,250 to their 401(k) in 2026, bringing their maximum annual contribution to $35,750 and creating the most powerful retirement savings opportunity in decades.
SECURE 2.0's Super Catch-Up Is Now Live: Workers Ages 60-63 Can Stash Up to $35,750 in Their 401(k) This Year
The SECURE 2.0 Act's super catch-up provision lets workers ages 60-63 contribute up to $35,750 to their 401(k) in 2026. Here's how to maximize this limited-time retirement savings window.