High-Yield Savings Still Pay Near 5% Despite Fed Cuts: Your Best Options for 2026
Despite three Fed rate cuts in 2025, top high-yield savings accounts still offer up to 5% APY—more than 10x the national average. Here's where to park your cash.
157 articles found for "retirement"
The Student Loan Bankruptcy Myth Is Dead: 87% of Borrowers Who Try Now Succeed
A new study reveals 87% of student loan borrowers who pursue bankruptcy discharge now succeed, up from 40% in 2007. The myth that these debts can't be discharged is finally crumbling.
5.5 Million Student Loan Borrowers Face Wage Garnishment as Default Collections Resume in January
The Trump administration will resume garnishing wages from 5.5 million defaulted student loan borrowers starting January 2026, ending a years-long pandemic pause.
Tim Cook and Nike CEO Elliott Hill Make Big Bets on the Swoosh—Should You Follow Their Lead?
Apple CEO Tim Cook doubled his Nike stake with a $3M purchase while CEO Elliott Hill bought $1M in shares. Here's why insiders are betting big on Nike's recovery.
Mortgage Rates Finally Break Below 6%: What It Means for Homebuyers and the Housing Market
Mortgage rates have dipped below 6% for the first time since 2022, potentially unlocking pent-up demand in the housing market. Here's what buyers need to know.
American Financial Pessimism Hits Highest Level Since 2018, Bankrate Survey Finds
Nearly one-third of Americans expect their finances to worsen in 2026, the highest level of pessimism in seven years, as inflation fatigue and political uncertainty weigh on household outlooks.
America's Job Market Cools: Unemployment Hits 4.6%, Highest Level Since 2021
The U.S. unemployment rate climbed to 4.6% in November, the highest since September 2021, as federal workforce cuts and slowing hiring reshape the labor market.
Year-End Tax Checklist: 6 Moves to Make Before December 31
With major tax law changes taking effect in 2026, these six financial moves could save you thousands if completed before the December 31 deadline.
'Gigantic' Tax Refunds Coming in 2026: What Trump's One Big Beautiful Bill Means for Your Wallet
Treasury Secretary Scott Bessent predicts Americans will receive up to $100 billion in larger tax refunds next year thanks to retroactive tax cuts in the OBBBA.
S&P 500 Falls as Tech Profit-Taking Kicks Off Final Week of 2025
The S&P 500 dropped 0.4% on December 29 as investors took profits in tech stocks after last week's record highs. The Nasdaq shed 0.5% as the final trading week of 2025 begins.
Auto Insurance Comparison: Finding the Right Coverage Without Overpaying
Compare auto insurance options effectively. Understand coverage types, what affects your rates, and how to find the right policy without overpaying.
Vanguard's Crypto U-Turn: 50 Million Customers Can Now Buy Bitcoin ETFs
Vanguard reverses its longtime crypto ban, opening Bitcoin and Ethereum ETF access to its 50 million brokerage customers. The move signals mainstream adoption.