Your 2026 Savings Playbook: Making the Most of High-Yield Accounts Before Rates Fall
High-yield savings accounts still pay over 4% APY, but rates are headed lower. Here's how to maximize your savings returns in 2026 before the Fed cuts further.
173 articles found for "savings"
High-Yield Savings Rates Peak at 4.35% APY: Lock In Now Before the Fed Cuts Rates This Year
High-yield savings accounts are offering up to 4.35% APY in January 2026. Here's why you should lock in these rates before the Fed cuts and rates decline.
The Retirement Savings Lost and Found: How a New Federal Database Is Helping Americans Track Down Billions in Forgotten 401(k)s
A new federal Retirement Savings Lost and Found database is helping Americans locate forgotten 401(k) accounts. With an estimated $300 billion in unclaimed retirement assets, here's how to search for yours.
America's Savings Cushion Shrinks to 3.5%: The Hidden Risk Behind Consumer Resilience
The U.S. personal savings rate has fallen to just 3.5%, its lowest level since before the 2008 financial crisis. What the exhausted savings buffer means for consumers and the economy.
I Bonds Still Pay 4.03%: How This Inflation-Protected Investment Beats Most Savings Accounts
Series I Savings Bonds offer a 4.03% composite rate through April 2026, including a 0.90% fixed rate locked for life. Here's how to maximize this government-backed investment.
DOGE Claimed $160 Billion in Federal Savings, but a New Analysis Estimates Those Cuts Have Cost Taxpayers $135 Billion
The Partnership for Public Service estimates that DOGE's mass federal workforce cuts have cost taxpayers $135 billion through paid leave, rehiring, lost productivity, and legal expenses, nearly erasing the $160 billion in claimed savings.
401(k) Millionaires Hit Record 654,000 as Americans' Retirement Savings Surge to All-Time Highs
Fidelity reports a record 654,000 401(k) millionaires and average balances at all-time highs. Here's what's driving the retirement savings boom and lessons from the seven-figure savers.
The 2026 401(k) Playbook: Seven Moves to Protect and Grow Your Retirement Savings in the Year's Most Uncertain Market
With consumer sentiment crashing, AI disrupting tech portfolios, and the Fed holding rates, here are seven specific moves to protect and grow your 401(k) and IRA in 2026's most turbulent investing environment.
401(k) Contribution Limits Rise Again in 2026: Here's How to Maximize Your Retirement Savings
The IRS has raised 401(k) contribution limits to $24,500 for 2026, with a new 'super catch-up' provision allowing workers ages 60-63 to contribute up to $35,750 annually.
Your 2026 Retirement Contribution Limits Are Higher: How to Maximize Your Tax-Advantaged Savings
The IRS has increased 401(k) limits to $24,500 and IRA limits to $7,500 for 2026. Here's how to take full advantage of the higher caps and new super catch-up provisions.
DOGE Claims $160 Billion in Government Savings, but an Independent Analysis Says the Cuts Have Actually Cost Taxpayers $135 Billion
The Partnership for Public Service estimates that DOGE's federal workforce cuts have cost $135 billion in paid leave, re-hiring, and lost productivity, while the IRS could lose $323 billion in revenue over a decade.
2026 Retirement Contribution Limits Rise: How to Maximize Your 401(k) and IRA Savings
The IRS has increased 401(k) limits to $24,500 and IRA limits to $7,500 for 2026. Here's what savers need to know about the new contribution caps.