2026 401(k) Changes: The Roth Catch-Up Rule That Could Cost High Earners Thousands
New SECURE 2.0 provisions force workers earning over $145,000 to make catch-up contributions to Roth accounts only, eliminating valuable pre-tax savings.
110 articles found for "retirement"
The Senior Bonus Deduction: How Retirees Can Claim Up to $12,000 in New Tax Savings
The One Big Beautiful Bill Act created a new $6,000 tax deduction for seniors 65+. Here's how to maximize this benefit and reduce your 2025 and 2026 tax bills.
HSA Limits Hit Record Highs in 2026: How to Save $8,750 Tax-Free for Healthcare
The IRS raised 2026 HSA contribution limits to $4,400 for individuals and $8,750 for families, offering Americans the triple tax advantage for healthcare savings.
Medicare Part B Premium Jumps 9.7% in 2026: The Second-Highest Increase in History
The standard Medicare Part B premium rises to $202.90 in 2026, a 9.7% increase that partially offsets Social Security's 2.8% COLA for millions of retirees.
High Earners Face Mandatory Roth Catch-Up Rule Starting Tomorrow—What You Need to Know
Beginning January 1, 2026, workers earning over $150,000 who make catch-up contributions to their 401(k) must do so on a Roth basis. Here's how to prepare for this major SECURE 2.0 change.
Medicare Part B Premiums Jump $18 Per Month for 2026: How to Prepare for the Increase
Medicare Part B premiums are rising to $202.90 per month in 2026—the largest dollar increase in years. Here's what retirees and pre-retirees need to know.
Your 401(k) Employer Match Deadline Is December 31: Don't Leave Free Money on the Table
December 31 is the cutoff for 2025 401(k) contributions. With employer matches worth up to 6% of salary, workers who haven't maxed out their contributions may be leaving thousands in free money behind.
How to Protect Your Portfolio During a Market Correction: Five Strategies That Actually Work
With the S&P 500 in correction mode and tech stocks reeling, here are five proven strategies financial advisors recommend to protect your 401(k) and investment portfolio during turbulent markets.
Medicare's Historic Drug Price Cuts Take Effect: What 9 Million Seniors Need to Know
The first-ever Medicare negotiated drug prices went into effect January 1, 2026. Ten popular medications now cost 38-79% less, saving seniors an estimated $1.5 billion this year.
The $6,000 Senior Bonus: How Americans 65 and Older Can Slash Their 2025 Tax Bill
A new $6,000 tax deduction for Americans 65 and older went into effect in 2025 under the One Big Beautiful Bill Act. Here's how to qualify and maximize your savings.
Trump Delivers His First State of the Union Tonight With the Economy's Most Dangerous Contradictions on Full Display
Trump's 2026 SOTU address features Trump Accounts for newborns, an AI electricity mandate, drug pricing reform, and an affordability push as the economy slows to 1.4% growth.
The CBO Just Projected a $1.9 Trillion Deficit for 2026 and Federal Debt on Track to Hit 120% of GDP by 2036, the Highest Level in American History
The CBO's February 2026 outlook projects a $1.9 trillion federal deficit, $7.4 trillion in spending, and debt reaching 120% of GDP by 2036, surpassing the World War II peak. What every investor needs to know.