Gen Z Is Now the Generation Most Likely to Retire Successfully—And They're Doing It Differently
A new Vanguard study finds 47% of Gen Z workers are on track for retirement—more than Millennials, Gen X, or Boomers. Here's how they're doing it.
110 articles found for "retirement"
SECURE 2.0's Super Catch-Up: Workers 60-63 Can Now Save Up to $35,750 in Their 401(k)
New 2026 rules let workers aged 60-63 contribute an extra $11,250 to their 401(k). Learn how to maximize this super catch-up window before you turn 64.
The 2026 Roth IRA Playbook: New $7,500 Limit, Higher Income Thresholds, and the Strategies Every American Needs to Know Right Now
The 2026 Roth IRA contribution limit is now $7,500 — $8,600 for those 50 and older. Here's everything you need to know about the new income thresholds, backdoor Roth strategies, and why volatile markets make tax-free retirement accounts more valuable than ever.
Social Security's Trust Fund Is Now Projected to Run Dry by 2032, One Year Earlier Than Expected, and the 'One Big Beautiful Bill' Made It Worse
The CBO now projects Social Security's retirement trust fund will be depleted by 2032, accelerated by the One Big Beautiful Bill's tax cuts. Without congressional action, all beneficiaries face a 24% across-the-board benefit cut.
The Long-Term Care Insurance Loophole: How Retirees Can Now Tap 401(k)s Penalty-Free
A new rule effective December 29, 2025 allows retirees under 59.5 to withdraw up to $2,500 annually from retirement accounts penalty-free for long-term care insurance premiums.
The IRA Contribution Limit Just Rose to $7,500 for the First Time in History, and Most Americans Still Aren't Maxing Out
The IRS raised the IRA contribution limit to $7,500 for 2026, the first increase in two years, while the catch-up contribution for savers 50 and older is now indexed to inflation for the first time ever.
Social Security's 2.8% COLA Is Already Underwater as Healthcare and Food Costs Devour Retirees' Raises
The 2026 Social Security COLA of 2.8% is being erased by a 22% surge in health insurance premiums, record egg prices, and rising out-of-pocket medical expenses.
High Earners Face 401(k) Tax Shock: New Roth Catch-Up Rule Strips Key Deduction Starting 2026
A major SECURE 2.0 rule change took effect January 1, 2026, forcing workers earning over $150,000 to make catch-up contributions to Roth 401(k) accounts only—eliminating a valuable tax deduction.
401(k) Limits Rise to $24,500 for 2026: Key Changes Every Saver Should Know
The IRS raised 401(k) contribution limits to $24,500 for 2026. Plus, major tax changes for high earners and new catch-up rules take effect this year.
The New 401(k) Long-Term Care Rule: Penalty-Free Withdrawals for Insurance Premiums in 2026
A new SECURE 2.0 provision now allows penalty-free 401(k) withdrawals up to $2,600 annually to pay for long-term care insurance. Here's how it works.
Social Security's 2026 Overhaul: What the 2.8% COLA and New Tax Breaks Mean for 75 Million Americans
Social Security benefits rise 2.8% in 2026, adding $56 monthly for average retirees. Plus, a new $6,000 tax deduction helps seniors keep more of their benefits.
The 'Super Catch-Up' Is Here: Workers 60-63 Can Now Save Up to $35,750 in Their 401(k) for 2026
A new SECURE 2.0 provision allows workers aged 60-63 to contribute an extra $11,250 to their 401(k) in 2026—$3,250 more than standard catch-up contributions. Here's how to maximize this opportunity.