Roth Conversion Deadline: Last Chance to Lock In Lower Tax Rates Before 2026
December 31 is the deadline for 2025 Roth conversions. With tax rates potentially rising in 2026, now may be the optimal time to convert traditional IRA funds to a Roth.
43 articles found for "retirement"
The December 31 RMD Deadline: What Retirees Must Do Before Midnight
If you're 73 or older, the deadline to take your 2025 required minimum distribution is December 31. Missing it triggers a steep 25% penalty—here's what you need to know.
The Executive Order Presidency: How 229 Orders in Year One Reshaped American Finance
As Trump approaches his first-year anniversary, his record-breaking 229 executive orders have touched every corner of the economy from tariffs to credit cards to retirement savings.
Trump's Davos Economic Agenda: 401(k) Access, Credit Card Caps, and the Housing Push
President Trump will unveil major economic proposals at Davos next week, including letting savers tap 401(k)s for home down payments and capping credit card rates at 10%.
2026 401(k) Changes: The Roth Catch-Up Rule That Could Cost High Earners Thousands
New SECURE 2.0 provisions force workers earning over $145,000 to make catch-up contributions to Roth accounts only, eliminating valuable pre-tax savings.
The Senior Bonus Deduction: How Retirees Can Claim Up to $12,000 in New Tax Savings
The One Big Beautiful Bill Act created a new $6,000 tax deduction for seniors 65+. Here's how to maximize this benefit and reduce your 2025 and 2026 tax bills.
HSA Limits Hit Record Highs in 2026: How to Save $8,750 Tax-Free for Healthcare
The IRS raised 2026 HSA contribution limits to $4,400 for individuals and $8,750 for families, offering Americans the triple tax advantage for healthcare savings.
Medicare Part B Premium Jumps 9.7% in 2026: The Second-Highest Increase in History
The standard Medicare Part B premium rises to $202.90 in 2026, a 9.7% increase that partially offsets Social Security's 2.8% COLA for millions of retirees.
High Earners Face Mandatory Roth Catch-Up Rule Starting Tomorrow—What You Need to Know
Beginning January 1, 2026, workers earning over $150,000 who make catch-up contributions to their 401(k) must do so on a Roth basis. Here's how to prepare for this major SECURE 2.0 change.
Medicare Part B Premiums Jump $18 Per Month for 2026: How to Prepare for the Increase
Medicare Part B premiums are rising to $202.90 per month in 2026—the largest dollar increase in years. Here's what retirees and pre-retirees need to know.
Your 401(k) Employer Match Deadline Is December 31: Don't Leave Free Money on the Table
December 31 is the cutoff for 2025 401(k) contributions. With employer matches worth up to 6% of salary, workers who haven't maxed out their contributions may be leaving thousands in free money behind.
Medicare's Historic Drug Price Cuts Take Effect: What 9 Million Seniors Need to Know
The first-ever Medicare negotiated drug prices went into effect January 1, 2026. Ten popular medications now cost 38-79% less, saving seniors an estimated $1.5 billion this year.