The 60-63 Super Catch-Up: The Most Generous Retirement Savings Opportunity in History
Workers aged 60-63 can now contribute an extra $11,250 to their 401(k) plans in 2026—the largest catch-up contribution ever allowed. Here's how to maximize it.
173 articles found for "savings"
2026 401(k) and IRA Limits Rise Again: How to Maximize Your Retirement Savings This Year
The IRS has increased 401(k) limits to $24,500 and IRA limits to $7,500 for 2026. Learn how to take advantage of these higher contribution caps and the new 'super catch-up' for workers 60-63.
What the Dow at 50,000 Actually Means for Your 401(k), Your Savings Strategy, and Your Long-Term Wealth
The Dow Jones Industrial Average has extended its historic run above 50,000. Here is what the milestone means for retirement savers, long-term investors, and your portfolio strategy.
Student Loan Debt Is Costing Workers Over 50 Nearly $68,000 in Lost Retirement Savings, and 9.5 Million Older Americans Cannot Break Free
A new Fidelity study reveals that workers over 50 with student loan debt have retirement balances 30% smaller than their debt-free peers. With 9.5 million older Americans carrying education debt, the crisis is reshaping retirement in America.
Average 401(k) Balances Have Hit a Record $144,400 and the Number of Retirement Millionaires Has Surged Past 654,000 as Consistent Saving Proves Its Worth
Fidelity's latest data shows record 401(k) balances and savings rates. The average combined contribution rate hit 14.3%, and 654,000 accounts now hold $1 million or more.
401(k) Balances Have Reached All-Time Highs as Americans Save at Record Rates, but the Retirement Gap Between Generations Is a Growing Crisis
Average 401(k) balances reached a record $144,400 in late 2025, and total savings rates hit an all-time high of 14.3%. But the gap between older and younger workers is widening, and half of working Americans have no retirement savings at all.
Tax Refund Season Is Here and the First Checks Are Landing: Five Moves to Make Your 2025 Return Work Harder Than You Did
The IRS began accepting 2025 returns on January 26 and the first refund checks are landing now. With high-yield savings at 4% APY and credit card rates near 23%, here are five ways to make your refund work.
New 2026 Retirement Limits: How to Maximize Your $24,500 401(k) Contribution
The IRS has raised 401(k) limits to $24,500 and IRA limits to $7,500 for 2026. Here's how to take full advantage of these increased tax-advantaged savings opportunities.
America's Auto-IRA Revolution: 18 States Now Help 54 Million Workers Save for Retirement
Minnesota and Hawaii become the 17th and 18th states to launch automatic retirement savings programs as $2.75 billion has been saved through state-run plans.
New 401(k) Limits for 2026: How to Maximize Your $24,500 Contribution
The IRS raised 401(k) contribution limits to $24,500 for 2026. Here's what changed, who can contribute more, and strategies to maximize your retirement savings.
HSA Limits Hit Record Highs in 2026: How to Save $8,750 Tax-Free for Healthcare
The IRS raised 2026 HSA contribution limits to $4,400 for individuals and $8,750 for families, offering Americans the triple tax advantage for healthcare savings.
The Retirement Revolution: What Every Saver Must Know About 2026's Biggest Changes
Major retirement savings changes take effect in 2026, including higher contribution limits, mandatory Roth catch-ups for high earners, and new super catch-up provisions. What you need to know.