The New 401(k) Long-Term Care Rule: Penalty-Free Withdrawals for Insurance Premiums in 2026
A new SECURE 2.0 provision now allows penalty-free 401(k) withdrawals up to $2,600 annually to pay for long-term care insurance. Here's how it works.
27 articles found for "401k"
The IRS's Retirement Gift: 401(k) and IRA Contribution Limits Jump for 2026
The IRS has raised 401(k) limits to $24,500 and IRA limits to $7,500 for 2026. Here's what savers need to know about maximizing their retirement contributions.
The 60-63 Super Catch-Up: The Most Generous Retirement Savings Opportunity in History
Workers aged 60-63 can now contribute an extra $11,250 to their 401(k) plans in 2026—the largest catch-up contribution ever allowed. Here's how to maximize it.
The Mandatory Roth Trap: High Earners Wake Up to New 401(k) Rule That Just Took Effect
Starting January 1, 2026, workers earning over $145,000 must make all catch-up contributions to 401(k) plans as Roth (after-tax). What this means for your retirement strategy and tax planning.
The Retirement Revolution: What Every Saver Must Know About 2026's Biggest Changes
Major retirement savings changes take effect in 2026, including higher contribution limits, mandatory Roth catch-ups for high earners, and new super catch-up provisions. What you need to know.
SECURE 2.0 Automatic Enrollment: New 401(k) Plans Must Now Auto-Enroll Workers
Starting in 2025, new 401(k) plans must automatically enroll employees at 3-10% contribution rates. Learn how this SECURE 2.0 provision could boost your retirement savings.
The Long-Term Care Insurance Loophole: How Retirees Can Now Tap 401(k)s Penalty-Free
A new rule effective December 29, 2025 allows retirees under 59.5 to withdraw up to $2,500 annually from retirement accounts penalty-free for long-term care insurance premiums.
The 'Super Catch-Up' Is Here: Workers 60-63 Can Now Save Up to $35,750 in Their 401(k) for 2026
A new SECURE 2.0 provision allows workers aged 60-63 to contribute an extra $11,250 to their 401(k) in 2026—$3,250 more than standard catch-up contributions. Here's how to maximize this opportunity.
High Earners Face Mandatory Roth Catch-Up Rule Starting Tomorrow—What You Need to Know
Beginning January 1, 2026, workers earning over $150,000 who make catch-up contributions to their 401(k) must do so on a Roth basis. Here's how to prepare for this major SECURE 2.0 change.
IRS Raises 401(k) Limit to $24,500 and IRA to $7,500 for 2026: What Savers Need to Know
The IRS has announced higher retirement contribution limits for 2026, with 401(k)s increasing to $24,500 and IRAs to $7,500, plus new catch-up rules for high earners.
Gen Z Is Now the Generation Most Likely to Retire Successfully—And They're Doing It Differently
A new Vanguard study finds 47% of Gen Z workers are on track for retirement—more than Millennials, Gen X, or Boomers. Here's how they're doing it.
Your 401(k) Employer Match Deadline Is December 31: Don't Leave Free Money on the Table
December 31 is the cutoff for 2025 401(k) contributions. With employer matches worth up to 6% of salary, workers who haven't maxed out their contributions may be leaving thousands in free money behind.