Trump to Unveil Plan Letting Americans Tap 401(k)s for Home Down Payments at Davos
President Trump will announce a proposal allowing retirement savers to use 401(k) funds for home down payments, aiming to address the housing affordability crisis.
25 articles found for "savings"
Weekly Mortgage Applications Surge as 30-Year Rates Fall to 6.06%, Lowest Since October 2022
Mortgage applications jump as 30-year fixed rates drop to 6.06%, their lowest level in more than three years, signaling potential spring housing market revival.
Mortgage Rates Fall Below 6% for First Time Since September 2022: What It Means for Homebuyers
The average 30-year fixed mortgage rate has dropped to 6.06%, the lowest level in over three years. Here's what homebuyers and refinancers need to know about this pivotal moment.
America's Housing Market Closes Its Worst Four-Year Stretch Since the 1990s
U.S. home sales totaled just 4.06 million in 2025, marking the fourth consecutive year of depressed activity and tying the lowest level since 1995.
Housing Payments Fall to Two-Year Low: Why 2026 Could Finally Favor Homebuyers
Mortgage rates have dropped to their lowest level since September 2024, bringing housing payments to a two-year low. Here's what it means for the market.
The $30,000 Housing Gap: Why 75% of American Homes Are Now Unaffordable
A new Bankrate analysis reveals most Americans are $30,000 short of affording a median-priced home. Inside the affordability crisis reshaping American homeownership.
Mortgage Rates Plunge to 5.86% as White House Bypasses the Fed
The 30-year fixed rate dropped 19 basis points Tuesday as Trump's directive to Fannie Mae and Freddie Mac delivers relief the Federal Reserve won't provide.
Americans Flee the Mortgage Market Despite Lower Rates as Lenders Tighten Standards
Mortgage applications dropped 9.7% in the first week of 2026 despite rates falling below 6.2%, as banks impose stricter requirements on homebuyers.
Housing Payments Drop to Two-Year Low as Mortgage Rates Fall Below 6%
Median monthly housing payments have fallen to $2,365, the lowest in two years, as mortgage rates drop below 6% following the Fed's rate-cutting campaign.
One Year After the Flames: LA Wildfires' $40 Billion Insurance Reckoning Reshapes California's Housing Crisis
One year after the devastating Los Angeles wildfires, insurers have paid $22 billion on claims while 70% of survivors remain displaced. The $40 billion disaster is reshaping California's property insurance market.
Home Equity Rates Finally Falling: How to Tap Your $36 Trillion Wealth Stash in 2026
With HELOC rates falling to 7.44% and homeowners sitting on $36 trillion in equity, 2026 may be the year to tap your biggest asset. Here's what you need to know.
Mortgage Rates Drop Below 6% as Trump's $200 Billion Bond Plan Delivers for Homebuyers
The 30-year fixed mortgage rate fell to 5.99% after Trump ordered Fannie Mae and Freddie Mac to purchase $200 billion in mortgage bonds, offering relief to homebuyers.