The 30-Year Fixed Rate Just Fell to 5.76%, Its Lowest Level Since September 2022, and Refinance Applications Have Surged 132% in a Year as Millions of Homeowners Race to Lock In Savings
The 30-year fixed mortgage rate fell to 5.76% on February 24, 2026, triggering a 132% year-over-year surge in refinance applications as 4.8 million homeowners could save.