Why 2026 Could Be the Year Wages Finally Outpace Home Prices
For the first time since the financial crisis, wages are projected to grow faster than home prices in 2026. Here's what the housing affordability shift means for buyers.
63 articles found for "debt"
Housing Market Shows Signs of Life: Pending Home Sales Hit Highest Level in Nearly Three Years
Pending home sales reached their highest level since February 2023 as mortgage rates near 6% and rising inventory bring buyers back to the housing market in early 2026.
Home Equity Rates Hit Three-Year Lows: Homeowners Get Best Borrowing Conditions Since 2023
HELOC and home equity loan rates have fallen to their lowest levels since 2023 following Fed rate cuts. Homeowners have a window to access equity at favorable rates before potential market shifts.
Commercial Real Estate Recovery Gains Traction as Office Vacancy Falls for First Time Since Pandemic
Office vacancy rates dropped to 18.7%, down 30 basis points since January, while Q3 net absorption hit 14 million square feet—the strongest quarterly performance in four years.
Mortgage Rates Settle at 6.26% as Early Spring Buying Season Heats Up
The 30-year fixed mortgage rate holds at 6.26%, down from 7.04% a year ago. Lower rates and rising inventory are drawing buyers into the market earlier than usual.
Commercial Real Estate Office Market Turns the Corner: Vacancy Set to Fall Below 18% by Year-End
CBRE forecasts office vacancy will decline from 2025 peak as development hits all-time low, demolitions accelerate, and flight-to-quality reshapes the sector.
Mortgage Credit Scores Get a Major Overhaul: New Rules Could Help 5 Million First-Time Homebuyers
FICO 10T and VantageScore 4.0 are replacing outdated credit models for mortgages, considering rent and utility payments to help thin-file borrowers qualify for homes.
Mortgage Rates Hover Near 6% as Housing Market Finds Rare Balance Ahead of Spring
Mortgage rates have stabilized near 6% as the housing market enters its most balanced state in almost a decade, setting the stage for an active spring buying season.
Housing Inventory Growth Slows to 10%: Why the Spring Market Faces a Fresh Challenge
After surging 33% last year, housing inventory growth has decelerated sharply to just 10%. New listings are down 12.6% year-over-year. Here's what it means for the spring buying season.
Office Real Estate Finally Finds a Floor: Inside the Commercial Property Recovery of 2026
The office real estate market shows signs of bottoming in 2026 as vacancy rates stabilize and new construction hits 25-year lows. What investors need to know.
First-Time Homebuyers Now Average 40 Years Old: Inside America's Housing Age Crisis
NAR data shows first-time homebuyer age has skyrocketed to 40, with their market share at record lows. What's driving the generational shift in homeownership.
The $30,000 Housing Gap: Why 75% of American Homes Are Now Unaffordable
A new Bankrate analysis reveals most Americans are $30,000 short of affording a median-priced home. Inside the affordability crisis reshaping American homeownership.