Mortgage Rates Settle at 6.26% as Early Spring Buying Season Heats Up
The 30-year fixed mortgage rate holds at 6.26%, down from 7.04% a year ago. Lower rates and rising inventory are drawing buyers into the market earlier than usual.
40 articles found for "retirement"
Washington D.C. Becomes Second-Fastest Depreciating Housing Market as DOGE Cuts Reshape Federal Employment
The nation's capital has surged to become the second-fastest depreciating housing market in America as federal layoffs and DOGE initiatives trigger an unprecedented real estate shake-up.
Housing Market's 'Great Reset' Arrives: Record Early Listings Signal 2026 May Finally Break the Logjam
Housing inventory up 29% with record early listings as 2026 brings the first real supply improvement since the pandemic. What homebuyers should expect.
The Mortgage Lock-In Effect Is Finally Cracking as 30% of Homeowners Now Hold Rates Above Market
The dreaded mortgage rate lock-in effect that froze the housing market is showing signs of breaking down. Nearly 30% of homeowners now have rates above current market levels.
The Great Housing Reset: Why 2026 Could Finally Bring Relief to Frozen Markets
Leading economists see 2026 as the beginning of housing market recovery, with affordability improving as income growth outpaces home prices despite persistent challenges.
Housing Market Eyes Most Balanced Year Since Pre-Pandemic as Inventory Finally Rebounds
Housing inventory is up 20% year-over-year as the mortgage lock-in effect begins to break. Experts predict 2026 will deliver the most balanced market in a decade, with neither buyers nor sellers holding the upper hand.
Trump's Housing Czar Targets Homebuilder Stock Buybacks: D.R. Horton, Lennar Face Washington Scrutiny
Federal Housing Finance Agency Director Bill Pulte is investigating whether D.R. Horton, Lennar, and PulteGroup's billions in stock buybacks conflict with national housing affordability goals.
First-Time Homebuyers Now Average 40 Years Old: Inside America's Housing Age Crisis
NAR data shows first-time homebuyer age has skyrocketed to 40, with their market share at record lows. What's driving the generational shift in homeownership.
The American Dream Delayed: First-Time Homebuyer Age Hits Record 40 as Affordability Crisis Deepens
The average first-time homebuyer is now 40 years old, up from 35 in 2023. With 75% of homes unaffordable to typical households, the path to ownership keeps getting longer.
The Mortgage Lock-In Effect Is Finally Cracking: Why 2026 Could Unlock America's Frozen Housing Market
The 'dreaded mortgage rate lock-in effect' that froze America's housing market is finally fading as life-changing events force more homeowners to list properties in 2026.
17 States Now Have More Housing Inventory Than Before the Pandemic: The Great Rebalancing Begins
For the first time since 2020, 17 U.S. states have returned to pre-pandemic housing inventory levels, signaling a fundamental shift in America's real estate landscape.
Home Equity Rates Finally Falling: How to Tap Your $36 Trillion Wealth Stash in 2026
With HELOC rates falling to 7.44% and homeowners sitting on $36 trillion in equity, 2026 may be the year to tap your biggest asset. Here's what you need to know.