Americans Flee the Mortgage Market Despite Lower Rates as Lenders Tighten Standards
Mortgage applications dropped 9.7% in the first week of 2026 despite rates falling below 6.2%, as banks impose stricter requirements on homebuyers.
31 articles found for "tax"
California's FAIR Plan Reaches Breaking Point: Insurer of Last Resort Now Covers 600,000 Homes
California's backup insurance program has tripled in size since 2021, now covering over 600,000 homes as private insurers flee the state's wildfire-prone markets.
Homebuilders Surge as Trump Housing Policy Takes Shape: D.R. Horton, PulteGroup Lead the Rally
Homebuilder stocks have exploded higher as the Trump administration unveils policies aimed at boosting housing supply. D.R. Horton, PulteGroup, and Lennar lead the sector rally.
One Year After the Flames: LA Wildfires' $40 Billion Insurance Reckoning Reshapes California's Housing Crisis
One year after the devastating Los Angeles wildfires, insurers have paid $22 billion on claims while 70% of survivors remain displaced. The $40 billion disaster is reshaping California's property insurance market.
The 2026 Housing Reset Begins: Income Growth Set to Outpace Home Prices for First Time Since 2008
Redfin predicts 2026 will mark the first prolonged period since the Great Recession when income growth outpaces home price appreciation, signaling a turning point for affordability.
Home Equity Rates Finally Falling: How to Tap Your $36 Trillion Wealth Stash in 2026
With HELOC rates falling to 7.44% and homeowners sitting on $36 trillion in equity, 2026 may be the year to tap your biggest asset. Here's what you need to know.
Trump Moves to Ban Institutional Investors From Housing: Would It Actually Help Affordability?
President Trump announced plans to ban large institutional investors from buying single-family homes. Experts are skeptical whether the proposal would meaningfully improve housing affordability.
Trump Orders Ban on Institutional Investors Buying Single-Family Homes: What It Means for Homebuyers
President Trump announced immediate steps to ban large institutional investors from buying single-family homes, sending housing stocks tumbling and sparking a national debate on housing affordability.
The Housing Market's 'Great Reset' Begins: Why 2026 Could Finally Bring Buyer Relief
After years of frozen inventory and soaring prices, economists predict 2026 will mark the beginning of a long, slow recovery for homebuyers as affordability finally improves.
The Great Housing Flip: Why Hartford, Rochester, and Worcester Are 2026's Hottest Real Estate Markets
After years of Sun Belt dominance, Northeastern and Midwestern metros top Realtor.com's 2026 housing market rankings as remote work reshapes American geography.
The Refinancing Window Opens: Why 2026 Could Finally Be the Year to Reset Your Mortgage Rate
With mortgage rates dipping below 6% and 20% of homeowners holding rates above that level, 2026 could see a refinancing wave. Here's how to evaluate whether it makes sense for you.
The Great Housing Reset Begins: Redfin Predicts Buyer's Market as 22 Cities Face Price Drops
Redfin forecasts "The Great Housing Reset" in 2026, predicting the most balanced market since pre-pandemic with price declines in 22 major metros and increasing inventory favoring buyers.