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Florida is seeing its first home insurance rate cuts in a decade, with State Farm filing for a 10% reduction and Citizens Insurance lowering rates for the first time since 2015. Meanwhile, California's insurance crisis deepens as major carriers abandon the state entirely.
Weekly pending home sales are posting year-over-year gains for the first time since 2022 as mortgage rates fall to 6.01% and inventory rises. With pent-up demand from years of gridlock, the spring 2026 housing market could be the most active since the pandemic boom.
The 30-year fixed mortgage rate dropped to 6.01%, its lowest since September 2022. Refinance applications are surging, but home sales just posted their biggest monthly decline in four years. Here is what buyers need to know.
Zillow reports that 25 of America's 50 largest metro areas saw home price declines in early 2026. Combined with 6.01% mortgage rates, the geographic correction is creating rare opportunities.
Freddie Mac's weekly survey shows the 30-year fixed rate at 6.01%, the lowest since September 2022. With inventory up 20% and spring approaching, here's what every homebuyer needs to know.
After two years of historically frozen housing inventory, the mortgage rate lock-in effect is finally starting to dissolve. More homeowners are listing, inventory is rising to near pre-pandemic levels, and a genuine opportunity is opening for buyers.
NAR data shows January pending home sales fell 0.8% from December and 0.4% year-over-year — the third consecutive monthly decline. Here is why lower mortgage rates have not revived demand.
Home Depot reports Q4 fiscal 2025 earnings on February 24. With mortgage rates at 5.87%, $17 trillion in home equity available, and the GMS acquisition reshaping the business, this report could redefine the housing recovery narrative for 2026.
With the 30-year mortgage now at 5.87% and the 15-year at 5.25%, financial experts say this is the widest opportunity for homebuyers and refinancers since early 2023.
All-cash home purchases fell to 29% of all transactions in December 2025, the lowest level in five years, as institutional investors retreat and mortgage financing returns as the dominant force in the housing market.
The average 30-year fixed mortgage rate has dropped to 5.85%, its lowest level since early 2023, as cooling inflation and falling Treasury yields create the most favorable borrowing environment in three years for American homebuyers.
Mortgage rates have fallen to 5.85%, the lowest since 2023, active listings are up 10% year-over-year, and homes are taking 64 days to sell. The spring 2026 homebuying season could mark a turning point for buyers.