Trump to Unveil Plan Letting Americans Tap 401(k)s for Home Down Payments at Davos
President Trump will announce a proposal allowing retirement savers to use 401(k) funds for home down payments, aiming to address the housing affordability crisis.
13 articles found for "retirement"
The Great Housing Reset: Why 2026 Could Finally Bring Relief to Frozen Markets
Leading economists see 2026 as the beginning of housing market recovery, with affordability improving as income growth outpaces home prices despite persistent challenges.
Housing Market Eyes Most Balanced Year Since Pre-Pandemic as Inventory Finally Rebounds
Housing inventory is up 20% year-over-year as the mortgage lock-in effect begins to break. Experts predict 2026 will deliver the most balanced market in a decade, with neither buyers nor sellers holding the upper hand.
Trump's Housing Czar Targets Homebuilder Stock Buybacks: D.R. Horton, Lennar Face Washington Scrutiny
Federal Housing Finance Agency Director Bill Pulte is investigating whether D.R. Horton, Lennar, and PulteGroup's billions in stock buybacks conflict with national housing affordability goals.
First-Time Homebuyers Now Average 40 Years Old: Inside America's Housing Age Crisis
NAR data shows first-time homebuyer age has skyrocketed to 40, with their market share at record lows. What's driving the generational shift in homeownership.
The American Dream Delayed: First-Time Homebuyer Age Hits Record 40 as Affordability Crisis Deepens
The average first-time homebuyer is now 40 years old, up from 35 in 2023. With 75% of homes unaffordable to typical households, the path to ownership keeps getting longer.
The Mortgage Lock-In Effect Is Finally Cracking: Why 2026 Could Unlock America's Frozen Housing Market
The 'dreaded mortgage rate lock-in effect' that froze America's housing market is finally fading as life-changing events force more homeowners to list properties in 2026.
17 States Now Have More Housing Inventory Than Before the Pandemic: The Great Rebalancing Begins
For the first time since 2020, 17 U.S. states have returned to pre-pandemic housing inventory levels, signaling a fundamental shift in America's real estate landscape.
Home Equity Rates Finally Falling: How to Tap Your $36 Trillion Wealth Stash in 2026
With HELOC rates falling to 7.44% and homeowners sitting on $36 trillion in equity, 2026 may be the year to tap your biggest asset. Here's what you need to know.
The Lock-In Effect Is Finally Fading: Why 2026 Could See More Homes Hit the Market
For the first time since 2022, more homeowners hold mortgages above 6% than below 3%. This demographic shift could unlock housing inventory that's been frozen for years.
The Great Rebalance: 37% More Sellers Than Buyers Signal 2026 as the Year of the Homebuyer
With 37.2% more sellers than buyers—double last year's gap—the housing market is experiencing a dramatic shift in favor of homebuyers entering 2026.
Mortgage Rates Finally Break Below 6%: What It Means for Homebuyers and the Housing Market
Mortgage rates have dipped below 6% for the first time since 2022, potentially unlocking pent-up demand in the housing market. Here's what buyers need to know.