Trump to Unveil Plan Letting Americans Tap 401(k)s for Home Down Payments at Davos
President Trump will announce a proposal allowing retirement savers to use 401(k) funds for home down payments, aiming to address the housing affordability crisis.
40 articles found for "retirement"
Mortgage Rates Just Fell Below 6% for the First Time Since 2022, and the Three-Year Housing Freeze That Trapped Millions of Homeowners May Finally Be Breaking
The 30-year fixed mortgage rate averaged 5.98% this week, crossing below 6% for the first time since September 2022. The drop could unlock the housing market's lock-in effect and reshape the spring buying season.
Home Sellers Now Outnumber Buyers by the Widest Gap in Over a Decade, and Buyers Are Scoring the Biggest Discounts Since the 2010s
Redfin data shows 631,000 more home sellers than buyers, the largest gap in over a decade. Homes sit 64 days on market and buyers are getting the biggest price concessions since the early 2010s.
Pending Home Sales Just Turned Positive for the First Time Since 2022, and the Spring Buying Season Could Deliver the Most Active Housing Market in Three Years
Weekly pending home sales are posting year-over-year gains for the first time since 2022 as mortgage rates fall to 6.01% and inventory rises. With pent-up demand from years of gridlock, the spring 2026 housing market could be the most active since the pandemic boom.
America's First-Time Homebuyer Is Now 40 Years Old, and Their Share of the Market Has Fallen to the Lowest Level Ever Recorded
The median age of a first-time homebuyer has reached a record 40 years old, while their market share has fallen to just 21%. The affordability crisis is reshaping American wealth.
The Spring 2026 Housing Market Has Arrived: Rising Inventory, Rates Near 6%, and Negotiating Power That Buyers Have Not Had in Years
Housing inventory is up 10% year-over-year, mortgage rates hover near 6%, and sellers are showing up — creating the most favorable buying conditions in three years. Here's what buyers need to know before the spring season.
Sellers Now Outnumber Buyers by a Record Margin, Homes Are Sitting for 64 Days, and America's Great Housing Reset Has Quietly Begun
The typical US home is sitting for 64 days before going under contract, the longest span in six years. Sellers outnumber buyers by a record gap. America's Great Housing Reset has begun.
The Great Housing Unlock Has Begun: Why the Mortgage Rate Lock-In Effect Is Finally Breaking — and What It Means for Buyers, Sellers, and the Market
After two years of historically frozen housing inventory, the mortgage rate lock-in effect is finally starting to dissolve. More homeowners are listing, inventory is rising to near pre-pandemic levels, and a genuine opportunity is opening for buyers.
Spring 2026 Is Shaping Up as the Best Homebuying Season in Three Years as Mortgage Rates Touch 5.85%, Active Listings Surge 10%, and the Pandemic-Era Seller's Market Finally Breaks
Mortgage rates have fallen to 5.85%, the lowest since 2023, active listings are up 10% year-over-year, and homes are taking 64 days to sell. The spring 2026 homebuying season could mark a turning point for buyers.
Existing Home Sales Plunged 8.4% in January to Their Slowest Pace in Over Two Years, and the NAR's Chief Economist Is Calling It a 'New Housing Crisis'
Existing home sales fell 8.4% in January to 3.91 million units, the slowest pace since December 2023, with all four Census regions declining as the NAR's chief economist warns of a 'new housing crisis.'
Millennial Homeownership at 35 Trails Every Previous Generation for the First Time in Modern History, and the $226,000 Wealth Gap With Homeowners Keeps Growing
At age 35, just 56% of millennials own a home compared to 61.5% of baby boomers at the same age. The average homeowner now holds $231,420 in wealth versus $5,200 for the average renter.
Nine States Now Have More Homes for Sale Than Before the Pandemic, and the Power Shift From Sellers to Buyers Is Accelerating Into Spring
Active home listings are up 10% year over year with 9 states exceeding pre-pandemic inventory. Spring 2026 is shaping up as the most buyer-friendly market in years.