The $50,000 Car Crisis: Why Auto Affordability Has Reached a Breaking Point
New car prices surpassed $50,000 for the first time in 2025, with 7% loan rates and rising insurance costs pushing vehicle ownership out of reach for many Americans.
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New car prices surpassed $50,000 for the first time in 2025, with 7% loan rates and rising insurance costs pushing vehicle ownership out of reach for many Americans.
How savvy consumers are earning $5,000+ per year in free travel and cash back using a strategy banks hoped you'd never discover.
Average new-vehicle loan rates dropped to 6.6% in November, but affordability remains challenged as transaction prices officially exceeded $50,000 for the first time.