Credit Card APRs Stuck Above 21%: Why Fed Rate Cuts Haven't Brought Consumer Relief
Despite three Fed rate cuts in 2025, average credit card interest rates remain above 21%. Here's why relief has been slow to arrive—and what cardholders can do.
32 articles found for "savings"
Auto Loan Rates Finally Ease, But New Car Prices Cross the $50,000 Threshold
Average new-vehicle loan rates dropped to 6.6% in November, but affordability remains challenged as transaction prices officially exceeded $50,000 for the first time.
The Student Loan Tax Bomb Starts Today: What Borrowers Need to Know About 2026's Biggest Financial Trap
As of January 1, 2026, student loan forgiveness through income-driven repayment plans is once again taxable income. Here's how to prepare for the financial hit.
The Student Loan Bankruptcy Myth Is Dead: 87% of Borrowers Who Try Now Succeed
A new study reveals 87% of student loan borrowers who pursue bankruptcy discharge now succeed, up from 40% in 2007. The myth that these debts can't be discharged is finally crumbling.
Credit Card Debt Hits Record $1.23 Trillion as Americans Borrow Through Inflation
American credit card balances have surged 60% since the pandemic low, reaching a record $1.23 trillion with delinquency rates at their highest since 2011.
America's Credit Card Hangover: Debt Hits Record $1.23 Trillion as Holiday Bills Come Due
U.S. credit card debt has surged to a record $1.23 trillion, up 60% since 2021. With APRs above 22%, millions face a challenging start to 2026.
I Paid Off $100K in Student Loans in 3 Years. Here's Exactly How.
The exact strategy, sacrifices, and mindset shifts that turned six figures of debt into financial freedom in just 36 months.
The Real Cost of 'Buy Now, Pay Later' Apps
Klarna, Afterpay, and Affirm promise 'interest-free' payments. But the hidden costs are trapping a generation in a new kind of debt spiral.