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32 articles found for "savings"
Credit card balances have reached record highs while delinquencies stabilize near decade peaks. Trump's rate cap proposal has ignited a debate over affordability vs. access.
After 11 consecutive quarters of increases, credit card delinquency rates have stabilized—but remain at levels not seen since 2011. What the data tells us about the American consumer in 2026.
The temporary exemption making student loan forgiveness tax-free has expired. Borrowers qualifying for income-driven repayment forgiveness in 2026 could face tax bills of $10,000 or more.
Research suggests buy now pay later default rates could jump as much as 50% in Q1 2026 as holiday payment installments come due. With 41% of users already missing payments, a reckoning may be approaching.
Americans paid a record $160 billion in credit card interest in 2024, up 52% from 2022, according to the CFPB's latest report. With average APRs at all-time highs, the interest burden continues climbing.
American credit card balances have reached a record $1.233 trillion, with 41% of cardholders delaying major purchases. Here's how to navigate the debt crisis.
The Trump administration has begun sending wage garnishment notices to federal student loan borrowers in default. Here's what you need to know about protecting your paycheck and getting out of default.
Americans now owe $1.23 trillion on credit cards, up 5.75% from last year. With average APRs above 21%, here's what consumers need to know about managing high-interest debt in 2026.
The $560 billion Buy Now Pay Later market has created 'phantom debt' that's invisible to credit bureaus. As holiday BNPL balances come due, experts warn of a 'Q2 2026 cliff.'
A key tax exemption for forgiven student debt expired on December 31, 2025. Borrowers who qualify for forgiveness could now face tax bills exceeding $12,000.
American credit card debt has reached an all-time high of $1.23 trillion even as delinquencies show signs of stabilizing. Here's what consumers need to know about managing debt in 2026.
As of January 1, 2026, student loan forgiveness through income-driven repayment plans is taxable again. Borrowers with $57,000 in forgiven debt could face a $12,000 tax bill.