The $50,000 Car Crisis: Why Auto Affordability Has Reached a Breaking Point
New car prices surpassed $50,000 for the first time in 2025, with 7% loan rates and rising insurance costs pushing vehicle ownership out of reach for many Americans.
158 articles found for "debt"
The Credit Card Hack That Banks Don't Want You to Know
How savvy consumers are earning $5,000+ per year in free travel and cash back using a strategy banks hoped you'd never discover.
The 'One Big Beautiful Bill' Just Gutted Federal Student Lending: Grad PLUS Loans Are Gone, Parent Borrowing Is Capped, and 3 Million Students Must Find New Funding
The One Big Beautiful Bill Act eliminates Graduate PLUS loans entirely, caps Parent PLUS loans at $20,000 per year, and limits graduate student borrowing to $20,500 annually starting July 1, 2026.
The Fed's Most Dangerous Internal Split in Years Pits a 1.5-Point Rate Cut Call Against Officials Who Say Borrowing Costs Have Already Fallen Far Enough
The Federal Reserve faces its deepest internal division in years as Governor Miran calls for 1.5 percentage points of additional rate cuts while Vice Chair Jefferson says rates have already reached the neutral level.
Traders Revive June Rate Cut Bets After January CPI Cools to 2.4%, Setting Up a High-Stakes Transition at the Federal Reserve
Traders raised odds of a June Fed rate cut to 83% after January CPI cooled to 2.4%, its lowest since May 2025. The timing aligns with Jerome Powell's term ending in May and Kevin Warsh's expected takeover as Fed Chair.
Two-Year Treasury Yields Post Their Biggest One-Day Jump Since October as the Bond Market Absorbs a Shock Jobs Report
Short-dated Treasury yields surged by their largest margin in four months after January payrolls came in at 130,000 versus 55,000 expected, forcing a rapid repricing of Fed rate-cut expectations.
The Ten-Year Treasury Yield Slides Below 4.2% for the First Time in a Month as Bond Traders Price In a Faster Path to Rate Cuts
The 10-year Treasury yield dips below 4.2% as flat December retail sales and weakening economic data push bond traders to raise the odds of an April Fed rate cut.
Falling Treasury Yields Are Unlocking the Cheapest Home Equity Borrowing Costs in Over a Year for Homeowners Sitting on $35 Trillion in Wealth
The 10-year Treasury yield fell to 4.15% on Monday, its lowest since mid-January, driving HELOC and home equity loan rates lower as American homeowners sit on a record $35 trillion in housing wealth.
Flat December Retail Sales Ignite a Bond Market Rally as Wall Street Pivots to Three Fed Rate Cuts in 2026
The 10-year Treasury yield fell to 4.15%, its lowest in a month, after the delayed December retail sales report showed zero growth. Markets now price in three Fed rate cuts for 2026.
Bond Markets Rally as Flat December Retail Sales Push Wall Street to Price in Three Fed Rate Cuts for 2026
Treasury yields fell to one-month lows after December retail sales came in flat versus a 0.4% expected gain. Money markets now assign a 25% probability of three Fed rate cuts in 2026, up sharply from prior expectations.
The 30-Year Mortgage Rate Drops Below 6% for the First Time in 2026, Opening a Refinancing Window That May Not Last
The average 30-year fixed mortgage rate has fallen to 5.95%, crossing below 6% for the first time this year and hitting its lowest level since early 2025.
The Fed's Waiting Game: Why June 2026 Is Shaping Up as the Most Consequential Month for Interest Rates in Years
With inflation stuck at 2.9%, layoffs surging to their highest January total since 2009, and a delayed jobs report muddying the picture, the Fed faces its trickiest balancing act in years.