Holiday Retail Shatters the $1 Trillion Barrier for the First Time in History
American consumers spent over $1 trillion during the 2025 holiday season, marking a historic milestone despite persistent economic anxiety.
130 articles found for "passive income"
The CD Rate Lock-In Window Is Closing: How to Secure 4%+ APY Before the Fed Cuts Again
With the Fed expected to cut rates at least twice more in 2026, savers have a narrowing window to lock in certificate of deposit rates above 4% APY.
The 'Vibepression' Economy: Record Stock Gains Meet Near-Historic Consumer Pessimism
Consumer sentiment sits 30% below year-ago levels even as stocks hit records. Economists call it a 'vibepression'—a sentiment depression alongside GDP growth.
Social Security's 2026 COLA: What the 2.8% Increase Means for 65 Million Americans
Social Security benefits rose 2.8% in January 2026, adding $56 to the average monthly retirement check. Here's what recipients need to know about the increase and Medicare costs.
America's Two-Track Economy: Why the Consumer Divide Will Only Deepen in 2026
As the top third of households drive more than half of consumer spending while a quarter of Americans live paycheck to paycheck, economists warn the consumer divide could widen further in 2026.
84% of Americans Are Making Financial Resolutions for 2026: Inside the 'Resolution Rebound'
A new Vanguard survey finds 84% of Americans are setting financial goals for 2026, with a focus on short-term savings and debt payoff after a challenging 2025.
Low-Buy January: The Personal Finance Movement Sweeping America as Consumers Reset Spending Habits
Millions of Americans are embracing 'Low-Buy January' to cut unnecessary spending, build savings, and reset financial habits after a record holiday season.
California's 2026 Employment Law Revolution: What Workers and Employers Need to Know
California's minimum wage rises to $16.90, 'stay-or-pay' agreements face new restrictions, and pay equity rules expand. Here's how the changes affect your paycheck.
The Healthcare Cost Crunch: Why Your Health Insurance Premiums Will Jump 7% in 2026
Employer health insurance costs are projected to rise 6-7% in 2026, the highest increase since 2010. Learn what's driving the surge and how to protect your wallet.
High-Yield Savings Accounts Still Pay Up to 4% APY: How to Maximize Your Cash Returns in 2026
Despite Federal Reserve rate cuts, top high-yield savings accounts continue paying 4% APY or more. Here's how to find the best rates and maximize your cash returns.
The $1,400 Tariff Tax: How Trade Policy Is Reshaping American Household Budgets in 2026
New analysis shows the average American household will pay $1,400 more in 2026 due to tariffs on imports from China, Mexico, and Canada. Here's how the trade war affects your wallet.
Holiday Retail Sales Cross $1 Trillion for the First Time: Inside America's Record Shopping Season
American consumers spent over $1 trillion during the 2025 holiday season, a historic first. But beneath the headline number lies a more complex story of inflation and shifting consumer behavior.