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366 articles found for "savings"
A nonpartisan analysis from the Partnership for Public Service estimates that DOGE's federal workforce cuts have cost taxpayers $135 billion in fiscal year 2026, nearly erasing the $160 billion in claimed savings.
The personal savings rate dropped to 3.6% in December as wages grew just 0.2%, the slowest in seven months, revealing an American consumer economy increasingly reliant on credit and wealth effects.
Despite three Fed rate cuts in 2025, top CD rates remain near 4% APY in January 2026. Here's where to find the best yields and how to maximize your savings.
Series I savings bonds offer a 4.03% composite rate through April 2026. See how I bonds compare to high-yield savings accounts and CDs in today's rate environment.
The Partnership for Public Service estimates that DOGE's federal workforce cuts have cost taxpayers $135 billion through paid leave, contract terminations, and lost productivity.
Trump's One Big Beautiful Bill creates a new car loan interest deduction of up to $10,000 annually for new American-made vehicles. Here's how to claim it.
Moody's projects real consumer spending will decelerate to about 1.5% this year as high prices and reduced savings push Americans to prioritize deals and necessities.
One year after Elon Musk launched the Department of Government Efficiency, an analysis finds federal spending increased despite claimed savings of $214 billion.
US retail sales were unchanged in December as furniture, clothing, and discretionary spending fell sharply. With the savings rate at 3.5% and BNPL usage surging, consumer exhaustion has arrived.
The top 20% of American earners now account for a record 57% of all consumer spending. That concentration — combined with record credit card debt and a savings rate below 4% — represents a fragile economic foundation investors need to understand.
Forecasters predict 2026 will deliver the lowest gasoline prices since the pandemic, with potential savings of hundreds of dollars per household as oil markets enter a supply glut.
A new Vanguard survey finds 84% of Americans are setting financial goals for 2026, with a focus on short-term savings and debt payoff after a challenging 2025.