The K-Shaped Economy: Why Consumer Spending Reveals a Growing Divide
As 2025 ends, the US economy shows a stark split: upper-income consumers thrive while lower-income households struggle with rising costs and job market pressures.
130 articles found for "passive income"
The K-Shaped Economy: Why Wealthy Americans Are Driving All the Growth
A 'K-shaped' economy is emerging where wealthy households thrive while lower and middle-income families struggle. The divergence explains the disconnect between strong GDP and weak sentiment.
Tomorrow's the Deadline: What You Need to Know About Your Q4 2025 Estimated Tax Payment
The fourth and final estimated tax payment for 2025 is due January 15, 2026. Here's what self-employed workers, investors, and gig economy earners need to know.
Retail's Great Bifurcation: Why 2026 Will Separate Winners From Losers
The retail sector enters 2026 facing its most challenging landscape in years. As consumers bifurcate between value and premium, mid-market retailers face an existential reckoning.
Consumer Spending Slowdown Looms: Why Economists Warn of a 'Great Breather' in 2026
After powering the economy through 2025, consumer spending is expected to slow to 1.5% growth in 2026 as the K-shaped divide between high and low earners deepens.
Luxury's Trust Crisis: How Price Hikes Left Even Ultra-Wealthy Shoppers Feeling 'Betrayed'
Even as ultra-wealthy consumers account for 47% of luxury spending, aggressive price increases have triggered a backlash. Bain & Company warns that shoppers feel 'betrayed' by brands.
The $2,100 Tariff Tax: How Trade Policy Is Quietly Reshaping American Household Budgets
American families face an average $2,100 tariff burden in 2026 according to Tax Policy Center analysis. Here's how trade policy is affecting everyday prices.
The Consumer Spending Hangover: Why Retail Enters 2026 Facing a Debt Reality Check
After a record $1 trillion holiday season, the retail industry faces a spending hangover as consumers confront record credit card debt and BNPL balances coming due.
High-Yield Savings Accounts Still Top 4% APY Despite Fed Rate Cuts: Where to Park Your Cash in 2026
Despite three Fed rate cuts in 2025, top high-yield savings accounts still offer 4%+ APY while the national average sits at just 0.39%. Here's where to find the best rates.
High-Yield Savings Still Pay Near 5% Despite Fed Cuts: Your Best Options for 2026
Despite three Fed rate cuts in 2025, top high-yield savings accounts still offer up to 5% APY—more than 10x the national average. Here's where to park your cash.
Trump's Tariff Bill Comes Due: American Households Face $1,500 Tax Increase in 2026
As tariff costs shift from businesses to consumers, the average American household will pay $1,500 more in 2026—up from $1,100 in 2025—according to new analysis.
CD Laddering in a Falling Rate Environment: How to Lock In Returns Before 2026 Cuts Arrive
With the Fed signaling more rate cuts in 2026, CD rates are beginning to decline from their recent highs. Here's how a laddering strategy can help you maximize returns while maintaining flexibility.