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Holiday sales beat expectations with 4% growth despite consumer sentiment hovering near recession lows, revealing a paradox that has economists puzzled and retailers relieved.
Moody's projects real consumer spending will decelerate to about 1.5% this year as high prices and reduced savings push Americans to prioritize deals and necessities.
Employer healthcare costs are projected to rise 6.5-9.5% in 2026, the highest increase since 2010, as GLP-1 drugs and an aging workforce drive costs higher.
The NFIB Small Business Optimism Index rose to 99.5 in December, its highest reading since April, as owners reported improved expectations for business conditions and easing cost pressures.
Federal Reserve rate cuts have pushed SBA loan rates to their lowest levels since early 2023, creating opportunities for small business owners seeking affordable financing.
Lawmakers unveiled a massive bipartisan funding bill covering Defense, Labor, HHS, and Homeland Security as the Senate races to avoid a partial government shutdown next week.
Top CD rates remain at 4% APY heading into late January as Fed holds steady. Financial advisors suggest locking in rates now before potential 2026 cuts.
With the Fed signaling more rate cuts in 2026, CD rates are beginning to decline from their recent highs. Here's how a laddering strategy can help you maximize returns while maintaining flexibility.
The Energy Information Administration projects U.S. gasoline will average just over $2.90 per gallon in 2026, a 20-cent decline that could ease inflation pressures.
Social Security's 2.8% COLA adds $55 monthly for average retirees, but Medicare Part B premiums jumped $18. For many seniors, the net gain barely registers.
Medical care ratios have surged from 82% to nearly 90% since 2022, squeezing health insurers and threatening the coverage landscape for millions of Americans.
As retail sales data reveals a bifurcated economy, the top third of American households now account for more than half of consumer spending while lower-income families struggle.